# Cookie Policy ## Cookie Policy **Last updated:** May 20, 2026 This Cookie Policy explains how ArvoPay uses cookies and similar technologies on its website, applications, portals, and related online services that link to this policy. For broader information about how ArvoPay processes personal data, see the [Privacy Policy](/arvopay-docs/legal/privacy-policy.md). ### Scope This policy applies to cookies, pixels, tags, SDKs, local storage, and similar technologies used in connection with ArvoPay's digital services. It covers both first-party technologies set by ArvoPay and certain third-party technologies set by service providers or partners acting on ArvoPay's behalf or through ArvoPay's digital properties. ### What cookies are Cookies are small text files stored on your browser or device when you visit a website. Similar technologies may collect or store information in related ways, including through pixels, local storage, software development kits, and device identifiers. In this policy, ArvoPay refers to all of these technologies as **cookies** unless a different term is needed. ### Why ArvoPay uses cookies ArvoPay uses cookies to: * keep the website secure and functioning properly * remember your settings and preferences * understand usage and performance * detect fraud, abuse, and technical issues * support communications and marketing where permitted by law Some cookies are essential for the website to work. Others are optional and are used only where ArvoPay has an appropriate legal basis. ### Types of cookies ArvoPay uses #### Strictly necessary cookies These cookies are required for core website functions. They may support security, authentication, session management, network management, consent records, fraud prevention, and form submission. Because these cookies are necessary to provide the service requested, they usually do not require consent under applicable European laws. #### Functional cookies These cookies remember choices you make and improve your experience. They may store language, region, accessibility, user interface, or other site preferences. Where required by law, ArvoPay asks for consent before using these cookies. #### Analytics cookies These cookies help ArvoPay understand how visitors use the website. They may measure page visits, traffic sources, navigation paths, engagement, error rates, and feature performance. Where required by law, ArvoPay asks for consent before using analytics cookies. #### Advertising and targeting cookies These cookies help ArvoPay or its partners measure campaigns, limit repeated ads, personalize content, and deliver marketing that may be more relevant. They may track browsing behavior across websites, applications, or devices over time. Where required by law, ArvoPay asks for consent before using these cookies. In some US states, use of these cookies may be treated as **targeted advertising**, **sharing**, or, in limited cases, a **sale** of personal information under applicable law. ### Cookie duration Cookies may be: * **Session cookies** — deleted when you close your browser * **Persistent cookies** — remain until they expire or are deleted Cookie lifespans vary depending on their purpose. ArvoPay aims to set reasonable expiration periods and review them periodically. ### Legal bases and regional rules #### EEA, UK, and Switzerland Where GDPR, UK GDPR, the ePrivacy rules, or similar laws apply, ArvoPay uses strictly necessary cookies based on its legitimate interest in providing a secure and functional service, or because they are necessary to provide a service you request. ArvoPay uses non-essential cookies only after obtaining consent where consent is required. You can withdraw consent at any time through the cookie settings tool available on the website. Withdrawal of consent does not affect prior processing that was lawful before withdrawal. #### United States If you are a resident of California or another US state with applicable privacy law, you may have the right to opt out of certain uses of cookies for targeted advertising, sharing, sale, or profiling, where those laws apply. Where required, ArvoPay provides a method to exercise those choices, such as a cookie banner, preference center, or a **Do Not Sell or Share My Personal Information** link. Where legally required, ArvoPay also honors browser-based opt-out signals, such as the **Global Privacy Control**, for the relevant cookie-based processing. ### Third-party cookies ArvoPay may allow certain third parties to set cookies through its digital properties. These third parties may include analytics providers, security vendors, communications providers, payment or identity partners, and advertising or social media partners where permitted. Third parties may use the information they collect according to their own privacy notices and contractual terms. ArvoPay requires service providers to handle data in line with applicable law and contractual restrictions, but third-party platforms may act as independent controllers for some processing. ### How to manage cookies You can control cookies in several ways. #### Cookie settings tool Where available, use the cookie banner or preference center on the website to accept, reject, or customize non-essential cookies. #### Browser controls Most browsers let you block, delete, or limit cookies through browser settings. Browser settings usually apply to all websites unless you configure exceptions. #### Device and platform settings Mobile operating systems and browsers may provide additional controls for identifiers, tracking, and ad personalization. #### Advertising choices Depending on your location, you may also use industry opt-out tools or rights request mechanisms provided under applicable law. Blocking or disabling some cookies may affect website performance or prevent certain features from working correctly. ### Changes to cookie choices If you clear your browser data, use a different browser, switch devices, or reset identifiers, your cookie preferences may not carry over. You may need to renew your choices. ### Updates to this policy ArvoPay may update this Cookie Policy from time to time to reflect legal, technical, or operational changes. If the changes are material, ArvoPay may post a prominent notice, update the date above, or provide additional notice where required by law. ### Contact For privacy or cookie-related questions, use the contact method listed in the [Privacy Policy](/arvopay-docs/legal/privacy-policy.md). --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://arvopay.gitbook.io/arvopay-docs/legal/cookie-policy.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. 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